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VM-20 Company Experience Mortality Rates: APF 2020-08
VM-20 Company Experience Mortality Rates: APF 2020-08 In November 2020 the Life Actuarial (A) Task Force ... Valuation Manual to determine company experience mortality rates. This article describes the three methods ...- Authors: Timothy Cardinal
- Date: Apr 2021
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: The Financial Reporter
- Topics: Financial Reporting & Accounting>Statutory accounting; Life Insurance>Reserves - Life Insurance
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VM-20 Game Changer: Mortality Aggregation
VM-20 Game Changer: Mortality Aggregation The 2020 edition of the Valuation Manual permits ... Changer: Mortality Aggregation The 2020 edition of the Valuation Manual permits mortality data aggregation ...- Authors: Timothy Cardinal
- Date: May 2020
- Competency: External Forces & Industry Knowledge
- Publication Name: The Financial Reporter
- Topics: Financial Reporting & Accounting; Financial Reporting & Accounting>Statutory accounting; Life Insurance; Life Insurance>Reserves - Life Insurance
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A VM-20 Mortality and Credibility Factor Observation
A VM-20 Mortality and Credibility Factor Observation Compares Term VM-20 modeled reserves at low credibility ... credibility factors. VM-20;mortality;credibility;reserves;Term Life 6442478560 9/1/2017 12:00:00 AM ...- Authors: Timothy Cardinal
- Date: Sep 2017
- Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Small Talk
- Topics: Life Insurance>Reserves - Life Insurance
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Session 49 - Practical Perspectives from VM-20 Implementations Workshop
legal counsel. Workshop Notes: Assumptions Mortality assumption setting was the topic of most interest ... to check that grading to the industry table increases mortality • NAIC references for aggregation are ...- Authors: Thomas Bruns, Timothy Cardinal, Reanna Nicholsen, Laura Hanson, John Robinson, Dylan Strother
- Date: Sep 2019
- Competency: External Forces & Industry Knowledge
- Topics: Financial Reporting & Accounting>Statutory accounting; Life Insurance>Reserves - Life Insurance
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VM-20 Scenarios - An Observation
the industry table for UL lapse rates6—these surrender rates are about 0.3 percent Table 1 Dec. 31, ... 13 90 18 11 13 13 12 9 9 100 11 8 8 10 9 5 7 Table 2 Dec. 31, 2024, Discount Factors Policy Year Percentile ...- Authors: Timothy Cardinal
- Date: Dec 2016
- Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
- Publication Name: The Modeling Platform
- Topics: Financial Reporting & Accounting>Statutory accounting; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Modeling & Statistical Methods>Scenario generation
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PBR: What will regulators be looking for?
PBR: What will regulators be looking for? A discussion of regulatory oversight of PBR with ... companies calculate PBR reserves for their product(s), complete the VM-20 Reserve Supplement and complete ...- Authors: Andrew Rarus, Timothy Cardinal, Leonard Mangini, Leslie Jones
- Date: Dec 2016
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: The Financial Reporter
- Topics: Life Insurance>Reserves - Life Insurance